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As an afterthought, could this card be replaced (at a later, more cash-rich, date) with any ease?
Sorry.. just not gonna happen, basically. With
very few exceptions
*, laptop graphics chips are soldered onto the motherboard, and the rest of the board is designed with that specific chip in mind. Just as with the crappy graphics in my own laptop, you're stuck with it.
*Laptops which actually use a proper separate graphics card do exist, but they are generally bulkier and heavier than typical laptops, are more expensive, and the cards must be custom-tailored for the laptop. Standard desktop cards won't fit. So the upgrade options tend to be limited.